Life Cost Tools & Calculators

Free financial calculators for mortgages, budgets, debt payoff, savings goals, and cost of living comparisons across 55+ US cities. Built by Andrew Byrd, a business owner. Andrew is not a licensed financial advisor. All results are estimates for informational purposes only. JavaScript is required to use the interactive calculators.

Calculators

Mortgage Calculator – Monthly payment with PITI breakdown and total interest
Mortgage Affordability Calculator – How much home can you afford?
Monthly Budget Calculator – 12-category budget planner with 50/30/20 analysis
Paycheck Calculator – Take-home pay after federal and state taxes
Debt Payoff Calculator – Payoff date, total interest, and extra-payment savings
Compound Interest Calculator – Year-by-year savings growth
Emergency Fund Calculator – 3, 6, 9-month targets and savings timeline
Cost of Living Calculator – Compare 55+ US cities

Guides & Articles

About & Trust

About Life Cost Tools – Why Andrew Byrd built this site
Andrew Byrd – Founder
Calculator Methodology – Formulas and data sources
Financial Disclaimer
Privacy Policy
Contact